The Best Personal Finance Courses online for beginners to learn Personal Finance in 2021.

Many individuals have none or almost no cash to put something aside for crises, also, most of them have generous understudy loans and Visa obligation. By and by, a ton of issues could be forestalled if these individuals realized how to spending plan.

It may appear to be straightforward: you get this sum each month, and you spend that sum. Yet, do you really know where your cash goes? By giving simply a little consideration to following your installments, you may understand you overspend on superfluous things and discover approaches to save that you never took note of.

Therefore, by arranging your finances, you can save without expecting to confine yourself to an extreme, and be prepared for whatever comes your direction, be it a crisis, a get-away, or retirement. Along these lines, seeing how to spending plan is genuinely an essential aptitude for any individual or family unit.

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Top Personal Finance Courses List

  1. Personal Finance Bookkeeping Course: Save,Protect,Make More

  2. Personal & Family Financial Planning

  3. Acorns' Guide to Personal Finance

  4. Personal Finance Tips and Tricks

  5. The Core Four of Personal Finance including Recession Basics

  6. How to budget and plan expenses.

  7. Personal Finance Made Easy (Making Money Simple Not Scary)

  8. Introduction to Personal Financial Planning

  9. Personal Finance: Financial Security Thinking & Principles

1. The Complete Personal Finance Course: Save,Protect,Make More

3 courses in 1! save, protect & make more! by an award-winning mba professor, vc & best selling online business teacher.

  • Course rating: 4.6 out of 5.0 (6,013 Ratings total)
  • Duration: 16 Hours
  • Certificate: Certificate of completion

In this course, you will learn:

  • how to save, protect, and make much more so that their net worth is significantly higher in the long run.
  • how to profit from the incredible power of Compound Interest.
  • 14 ways to save more on taxes.
  • 16 ways to save more on shopping expenses.
  • 13 ways to save more on car/transportation expenses.
  • 10 ways to save more on housing expenses.
  • 5 ways to save more on vacation expenses.
  • 4 ways to save more on gifts & donation expenses.
  • 6 ways to save more on phone/computer expenses.
  • 13 ways to save more on food & drink expenses.
  • 7 ways to save more on debt expenses.
  • 4 ways to save more on education expenses.
  • 7 ways to save more on entertainment expenses.
  • 6 ways to save more on fee expenses.
  • 5 ways to save more on child/child care expenses.
  • 4 ways to save more on health expenses.
  • 5 ways to save more on personal care expenses.
  • 5 ways to save more on pet-related expenses.
  • how to change your perception of money.
  • how to teach your children about saving.
  • how to protect your money by understanding your net worth (creating and
  • understanding your balance sheet….meaning “what you own and what you owe”).
  • if you should hire a financial advisor to help protect your money.
  • why hiring an accountant might be the best investment you might ever make.
  • how taxes + retirement accounts work & why you need to minimize how much tax you pay.
  • how much money you need for a comfortable retirement.
  • taking advantage of tax incentives, which help you save big time for education/school expenses.
  • how much you need for education expenses (for you or your kids).
  • how to create your new & improved income statement (meaning understanding money in and money out).
  • your company-sponsored tax savings plans (if applicable).
  • using simple & effective money, taxes, receipts, and statements filing system.
  • what are the best websites & apps to help you track and manage your spending?
  • how to use quicken on a pc to manage your money.
  • how to use quicken on a mac to manage your money.
  • how you can protect your money by making a monthly budget.
  • avoid getting ripped off on fees.
  • about wills and trusts.
  • how to view, understand, and fix your credit score/rating (so you can get a loan or mortgage).
  • about life insurance and auto insurance.
  • how to pay fewer tax strategies.
  • about home and property insurance and health insurance.
  • how to prevent identity theft.
  • about credit cards, loans, and leases.
  • what are the qualities of billionaires.
  • understand the damage that high investment fees can do to our net worth.
  • how to avoid paying high investment fees.
  • why and how to pick investments from index funds.
  • managing your investments with your investment portfolio management system
  • how to populate your investment portfolio management system (meaning your portfolio).
  • how to invest in stocks and 4 crucial stock investing rules.
  • about investment data basics.
  • about risk management and understand what makes stocks, bonds, commodities, and real estate investments go up or down.
  • how to do your own investment research (and never rely on the “pros”).
  • about mutual funds and what Warren Buffett’s favorite types of investments are.
  • about interest rates, bonds, and “the bigger picture”.
  • how global economics works and why this matters to personal investors.
  • how & why do interest rates change & why this is important for investors to understand.
  • about foreign exchange currency movements.
  • how bonds work and how can governments stimulate the economy.
  • about real bonds (with real corporate and international government bond investment examples).
  • how to invest in bonds.
  • adding bond investments to your portfolio.
  • how to invest in commodities.
  • adding commodity investments to your portfolio.
  • about introduction to your most important personal investment & how much should spend on a house.
  • how mortgages work & how to calculate payments (fixed rates versus interest-only rates & more).
  • how to calculate mortgage payments and know what happens when rates change.
  • what you need to know if considering investment properties.
  • how much to spend on an investment property.
  • about real estate investment trusts and adding real estate investment trust investments to your portfolio.
  • what investment types to consider avoiding given liquidity risks.diversification strategies and your diversified “model portfolio”.

The course includes:

  • Investing in stocks
  • Investing in bonds
  • Investing in commodities
  • Investing in real estate and more
  • Creating your own diversified Investment Portfolio consisting of stocks, bonds, commodities, and real estate investment trusts
  • Minimizing the ridiculous fees that you pay your bank and investment companies

In this course, you will learn the secrets of billionaires. You will understand and improve your credit score. Next, you will learn about wills, trusts, and estate planning and how much should you spend on a house, and how to calculate your mortgage payments.

After that, the course will help you in creating your perfect budget and what will be the best way to file taxes. Moreover, you will learn how retirement accounts work and how to decrease the amount of taxes you will pay, which will lead to significant increases in your long-term net worth.

The underlying goal of this course is to help you in protecting your family and your possessions with the help of insurance products.

You can take The Complete Personal Finance Course: Save, Protect, Make More Certificate Course on Udemy.

2. Personal & Family Financial Planning

Offered by the University of Florida.

  • Course rating: 4.6 out of 5.0 (1,199 Ratings total)
  • Duration: 15 Hours
  • Certificate: Certificate of completion

The course includes:

  • Understanding Personal Finance
  • Financial Statements, Tools, and Budgets
  • Managing Income Taxes
  • Building and Maintaining Good Credit
  • Managing Risk
  • Investment Fundamentals
  • Investing Through Mutual Funds
  • Personal Plan of Action

The course will address many critical personal financial management topics in order to help you learn prudent habits both while in school and throughout your lifetime.

You can take the Personal & Family Financial Planning Certificate Course on Coursera.

3. Acorns' Guide to Personal Finance

5 steps to building wealth: budget better, pay off debt faster, save, and earn more money, and invest wisely.

  • Course rating: 4.3 out of 5.0 (3,509 Ratings total)
  • Duration: 1 Hour
  • Certificate: Certificate of completion

In this course, you will learn how to:

  • calculate your net worth.
  • start a successful side hustle.
  • set goals—and build a budget that will help you reach them.
  • ask effectively for a raise or a better job offer.
  • pay off debt faster—and pay less in interest.
  • understand all the basics of investing in stocks and bonds.
  • cut your expenses without feeling the pinch.
  • build a low-maintenance portfolio that will help you build wealth.
  • save more money (101 ways!).

The course includes:

  • Introduction to Building Wealth
  • Step One: Budget Better
  • Step Two: Pay Down Your Debt Faster
  • Step Three: Save More Money
  • Step Four: Earn More Money
  • Step Five: Invest Successfully

Here, you will find out how to save, invest, and earn more money, stop living paycheck to paycheck and make real progress toward the future you want.

This basic course breaks down the what, when, how, and why of personal finance to help you start building wealth—no matter how much money or financial knowledge you've got to start.

You will learn the basics of personal finance and get simple, on-the-go techniques and tools to help your money work as hard as you do.

You will know: how to create a budget you can follow, pay the debt off faster, save more money on everyday purchases and big-ticket expenses, ask for a raise, start a successful side hustle and invest wisely to build wealth.

Apply what you have learned and you should see a noticeable difference not just in your finances, but in your life.

By the end of this course, you will have a clear sense of where you are financially, where you want to be—and how you’re going to get there. You will feel less stressed about money, and more confident about reaching your goals.

You can take Acorns' Guide to Personal Finance Certificate Course on Udemy.

4. Personal Finance Tips and Tricks

Get personal finance tips designed to help you make smart decisions about money and lay the groundwork for your financial future.

  • Course rating: 72,269 total enrollments
  • Duration: 3 Hours
  • Certificate: Certificate of completion

The course includes:

  • The New Frugality
  • Getting Financially Naked
  • Budgeting for Animal Care
  • Education Savings Plans
  • Avoiding Hidden Fees
  • Getting Value from Financial Advisors
  • Socially Conscious Investing
  • Taking Control of your Financial Data
  • What to do with Windfall
  • Understanding Economic Cycles
  • Starting Investment
  • Creating a Virtual Portfolio
  • Preparing for Tax Return Time
  • Creating Multiple Income Streams
  • Living on a Fixed Income
  • Work/Life Balance
  • Improving your Credit Score
  • Preparing for Retirement

This course will help you get a handle on your finances and lay the groundwork for your financial future. Here, you will learn how to make smart decisions about your money.

It also discusses the financial considerations around going back to school, making sure you and your partner are financially compatible, retiring, having a child, paying off loans, and taking care of your pets.

Finally, the course explains basic economic terms such as economic cycles, what the sharing economy is, and how to manage your asset to cash ratio.

You can take Personal Finance Tips and Tricks Certificate Course on LinkedIn.

5. The Core Four of Personal Finance

Learn the core four pillars of personal finance. Get and stay motivated!

  • Course rating: 4.4 out of 5.0 (1,940 Ratings total)
  • Duration: 5.5 Hours
  • Certificate: Certificate of completion

In this course, you will learn how to:

  • identify the core 4 principles of personal finance.
  • invest in a diversified portfolio of stocks and bonds.
  • manage your debt.
  • earn more money and reduce their expenses.
  • protect their identity and protect their credit.
  • understand the difference between financing a home versus actually owning it.
  • understand how much money you need for retirement.
  • understand the best monthly budgeting tool.

The course includes:

  • Introduction to Core Four of Personal Finance
  • Building a Capital Base and At-Will Employment
  • Budgeting 101 - Calculate Your Net Worth and Budget
  • Financing vs Owning
  • Core Principle #1 - Earn More Than You Spend
  • Core Principle #2 - Pay Off All Your Debt
  • Core Principle #3 - Cut Your Sending By Practicing Essentialism
  • Investing 101 Animations
  • Core Principle #4 - Investing $10 A Month Through Betterment
  • Automating Your Finances
  • Credit Scores
  • Student Loans
  • Financial Freedom and the Art of Side Hustle
  • Financing a Car and House
  • Debt

The course will teach you about the core four tenants of personal finance. It will go into detail about the core 4 pillars of personal finance. At the end of this course, you will know how to get your finances under control, get, and stay motivated.

Later on, if you want to become an expert on personal finance and retire early, for example, you will have a strong foundation to understand how to do so. You will also be able to understand the advantages and disadvantages of different personal finance paths.

The goal of this course is for you to understand the core four principles of personal finance and to have a strong foundation.

You can take The Core Four of Personal Finance Certificate Course on Udemy.

6. Personal Finance/Budgeting Basics

Save for the future, retire, and adjust your mindset for future financial success. 6 in 10 Americans don't have enough saved to cover an emergency.

  • Course rating: 4.7 out of 5.0 (163 Ratings total)
  • Duration: 1 Hour
  • Certificate: Certificate of completion

The course includes:

  • Introduction to Personal Finance
  • Fun Money Vs Expenses
  • Budgeting
  • Savings and Investments
  • Planning for retirement
  • Making Your Money Work For You
  • Money Mindset

In this course, you will cover the basics of how to create and balance a budget.

You can take Personal Finance/Budgeting Basics Certificate Course on Eduonix.

7. Personal Finance Made Easy (Making Money Simple Not Scary)

Your complete personal finance guide to understanding finances. Save more, invest smarter, reduce loans, retire earlier!

  • Course rating: 4.4 out of 5.0 (1,924 Ratings total)
  • Duration: 7 Hours
  • Certificate: Certificate of completion

In this course, you will learn how to:

  • be the master of your own finances.
  • create a smart budget that helps you increase savings and reduce expenses.
  • increase your income with a promotion, new job, side hustle, and online income.
  • understand the step-by-step process for reducing your loan and/or credit card debt.
  • understand the process of buying a house and saving up for a down payment.
  • understand the working of retirement.
  • save and invest for retirement, and how much you will need to save and invest for a worry-free retirement.
  • retire early and achieve financial freedom.

The course includes:

  • Understand Your Money
  • Budgeting, Savings, Reducing Expenses
  • Grow Your Income
  • Understanding Credit Cards
  • Loans, Debt, Debt Reduction
  • Investing - 101
  • Real Estate, Mortgages, and Other Big Ticket Purchases
  • Retirement Basics
  • Early Retirement Plan & Financial Freedom
  • Taxes
  • Love & Money
  • Youth & Money
  • Psychology & Money

In this course, you will truly understand how things like credit, compound interest, taxes, and investment accounts work, and knowing all of this is necessary if you want to be in a better position for your financial freedom.

By the end of this course, you will have a better grasp of your own finances. You will know the next steps toward financial freedom.

You can take Personal Finance Made Easy (Making Money Simple Not Scary) Certificate Course on Udemy.

8. Introduction to Personal Financial Planning

Understand how financial planning impacts your personal wealth over a lifetime. This course develops your ability to work with income statements, balance sheets, budgets, and taxes to achieve your financial goals.

  • Duration: 20 Hours
  • Certificate: Certificate of completion

In this course, you will learn how to:

  • build a financial plan through a step-by-step approach designed to meet your personal financial objectives.
  • understand financial planning essentials including income statements, balance sheets, and budgets.
  • understand how planning and timing impact your personal wealth over a lifetime.
  • go deeper into your understanding of taxes and how tax decisions impact your wealth.
  • identify obstacles to sound financial decisions, including common cognitive errors and confirmation biases.
  • discover valuable resources including personal financial planners.
  • explore the scope and purpose of personal finance and its role in the broader spectrum of financial knowledge.
  • appreciate how positive reinforcement and research-based evidence impact your financial goals.
  • define the scope of personal financial planning and understand its impact.
  • utilize the smart financial planning method.
  • make progress toward your financial goals and avoid common mistakes.
  • evaluate the services of financial planning professionals.
  • classify assets and liabilities.
  • use a formula to determine net worth.
  • prepare and use financial statements, including budgets.
  • understand account for rates of return and opportunity cost.
  • determine the present value of single and multiple cash flows.
  • review taxation basics including filing, deductions, exemptions, credits, and audits.
  • understand options to defer or avoid taxes legally and responsibly.
  • get ahead in a low-interest rate environment.
  • deepen your understanding of how money impacts your personal satisfaction.

The course includes:

  • Overview of Finance as a field of study
  • Personal Financial Planning Process
  • Basic Financial Statements and Budgeting
  • Taxation Concepts and Tax Planning
  • Key topics and strategies for Personal Financial success

You can take Introduction to Personal Financial Planning Certificate Course on Edx.

9. Personal Finance: Financial Security Thinking & Principles

How to secure your financial future the fun & easy way! Personal Finance: Financial Security Thinking & Principles.

  • Course rating: 4.3 out of 5.0 (680 Ratings total)
  • Duration: 2.5 Hours
  • Certificate: Certificate of completion

In this course, you will learn:

  • how your mind keeps you from having better control over your finances.
  • you can understand the time-tested wealth principles that the financially successful use.
  • how to reduce spending without reducing fun.
  • how to increase your value and increase your income.
  • how you can form an action plan to change your financial life for good.

The course includes:

  • Problem With Our Perspective Of Money And How You Can Change It
  • Maximizing Your Time So That Your Money Is Working For You
  • The 10 Money Paradigms; Which One You Are And Which One You Want
  • The 7 Principles Of Financial Security And How To Apply Them To Your Life
  • Finding Additional Revenue Streams
  • Reading A Financial Statement
  • An Effective Action Plan

You can take Personal Finance: Financial Security Thinking & Principles Certificate Course on Udemy.


Thank you for reading this. We hope our course curation would help you to pick the right course to learn Personal Finance. In case you want to explore more, you can take the free Personal Finance courses.

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